California Ag Network

Tag: Crop Insurance

  • CAWG Presses Federal Agenda

    The California Association of Winegrape Growers (CAWG) led a delegation of growers to Washington, D.C., June 1-3 to advance a federal policy agenda aimed at restoring competitiveness, strengthening risk management tools and supporting the long-term viability of California vineyards.

    Over three days, CAWG representatives met with more than 20 offices, including those of California’s two U.S. senators and eight members of the U.S. House of Representatives, along with senior staff on the Senate Agriculture and Finance Committees and the House Agriculture Committee. The delegation also met with officials from the Office of the U.S. Trade Representative, the White House Office of Public Liaison, the USDA Risk Management Agency and USDA’s Research, Education and Economics mission area.

    Growers advocated for a broad set of federal priorities, including closing a narrow excise tax loophole that subsidizes imported bulk wine and addressing a labeling gap that allows foreign wine to be blended into bottles labeled “American.”

    The delegation also engaged in a broader trade discussion about the competitive disadvantages California growers face from subsidized and cheaper foreign wine, and continued to push for closing a Canadian classification gap that allows non-grape, bulk “wine” to enter the U.S. classified and taxed as wine. Growers also pressed for improvements to federal crop insurance programs, both emergency response and sustained funding for recent glassy-winged sharpshooter outbreaks in California, protection of critical USDA crush and acreage reports, and continued investment in wildfire smoke research.

    “California winegrape growers are facing one of the most difficult periods in recent history, but there are tangible steps policymakers can take to strengthen the industry’s future,” said CAWG President Natalie Collins. “We’re pursuing every available avenue to ensure growers can compete on a level playing field and that federal policies support domestic agriculture, strengthen rural communities, and enhance the competitiveness of California wine.”

    The delegation emphasized that California winegrape growers have endured years of declining crush volumes, contract cancellations, vineyard removals, and historically high levels of unharvested fruit, placing significant economic strain on farming families, agricultural workers and rural communities across the state.

    “There’s no substitute for growers sitting across the table from policymakers and explaining how these issues affect their operations, employees, and communities,” said Tom Merwin of Merwin Vineyards and chairman of CAWG’s Federal Issues Committee. “At this critical time for growers, these conversations matter more than ever.”

    — Story Contributed by the California Association of Winegrape Growers

  • Disaster Assistance to CA Farmers/Producers Impacted by Wildfires & Drought

    California agricultural operations have been significantly impacted by the wildfires and ongoing, severe drought. The U.S. Department of Agriculture (USDA) has technical and financial assistance available to help farmers and livestock producers recover. Impacted producers should contact their local USDA Service Center to report losses and learn more about program options available to assist in their recovery from crop, land, infrastructure and livestock losses and damages.

    “Production agriculture is vital to the California economy, and USDA stands ready to assist in the recovery from these wildfires and extreme drought conditions,” said Gloria Montaño Greene as Deputy Under Secretary for Farm Production and Conservation (FPAC). “I assure you that USDA employees are working diligently to deliver FPAC’s extensive portfolio of disaster assistance programs and services to all impacted agricultural producers.”

    USDA Disaster Assistance for Wildfire and Drought Recovery

    Producers who experience livestock deaths due to wildfires may be eligible for the Livestock Indemnity Program (LIP).

    Meanwhile, for both wildfire and drought recovery,  the Emergency Assistance for Livestock, Honeybees, and Farm-Raised Fish Program (ELAP) provides eligible producers with compensation for feed losses as well as water hauling expenses associated with transportation of water to livestock. For ELAP, producers will need to file a notice of loss within 30 days and honeybee losses within 15 days.

    Livestock producers may also be eligible for the Livestock Forage Disaster Program (LFP) for 2021 grazing losses due to drought. LFP benefits may be available for loss of grazing acres due to wildfires on federally managed lands on which a producer is prohibited, by a federal agency, from grazing normally permitted livestock. FSA maintains a list of counties eligible for LFP and makes updates each Thursday.

    Additionally, eligible orchardists and nursery tree growers may be eligible for cost-share assistance through the Tree Assistance Program (TAP) to replant or rehabilitate eligible trees, bushes or vines lost during the drought. This complements Noninsured Crop Disaster Assistance Program (NAP) or crop insurance coverage, which covers the crop but not the plants or trees in all cases. For TAP, a program application must be filed within 90 days.

    “Once you are able to safely evaluate the wildfire or drought impact on your operation, be sure to contact your local FSA office to timely report all crop, livestock and farm infrastructure damages and losses,” said Jacque Johnson, Acting State Executive Director for the Farm Service Agency (FSA) in California. “To expedite FSA disaster assistance, you will likely need to provide documents, such as farm records, herd inventory, receipts and pictures of damages or losses”

    FSA also offers a variety of direct and guaranteed farm loans, including operating and emergency farm loans, to producers unable to secure commercial financing. Producers in counties with a primary or contiguous disaster designation may be eligible for low-interest emergency loans to help them recover from production and physical losses. Loans can help producers replace essential property, purchase inputs like livestock, equipment, feed and seed, cover family living expenses or refinance farm-related debts and other needs.

    Risk Management

    Producers who have risk protection through Federal Crop Insurance or FSA’s NAP should report crop damage to their crop insurance agent or FSA office. If they have crop insurance, producers should report crop damage to their agent within 72 hours of damage discovery and follow up in writing within 15 days. For NAP covered crops, a Notice of Loss (CCC-576) must be filed within 15 days of the loss becoming apparent, except for hand-harvested crops, which should be reported within 72 hours.

    “Crop insurance and other USDA risk management options are there to help producers manage risk because we never know what nature has in store for the future,” said Jeff Yasui, Director of RMA’s Regional Office that covers California. “The Approved Insurance Providers, loss adjusters and agents are experienced and well trained in handling these types of events.”

    Conservation

    Outside of the primary nesting season, emergency and non-emergency haying and grazing of Conservation Reserve Program (CRP) acres may be authorized to provide relief to livestock producers in areas affected by a severe drought or similar natural disasters. Producers interested in haying or grazing of CRP acres should contact their county FSA office to determine eligibility.

    The Emergency Conservation Program and Emergency Forest Restoration Program can assist landowners and forest stewards with financial and technical assistance to restore fencing, damaged farmland or forests.

    USDA’s Natural Resources Conservation Service (NRCS) is always available to provide technical assistance in the recovery process by assisting producers to plan and implement conservation practices on farms, ranches and working forests impacted by natural disasters.

    Long-term damage from wildfires and drought includes forage production loss in pastures and fields and increased wind erosion on crop fields not protected with soil health practices. Visit your local USDA Service Center to learn more about these impacts, potential recovery tactics, and how to take steps to make your land more resilient to drought in the future.

    “USDA can be a very valuable partner to help landowners with their recovery and resiliency efforts,” said Carlos Suarez, NRCS State Conservationist in California. “Our staff will work one-on-one with landowners to make assessments of the damages and develop approaches that focus on effective recovery of the land.”

    Assistance for Communities 

    Additional NRCS programs include the Emergency Watershed Protection (EWP) program, which provides assistance to local government sponsors with the cost of addressing watershed impairments or hazards such as damaged upland sites stripped of vegetation by wildfire, debris removal and streambank stabilization.

    Eligible sponsors include cities, counties, towns, or any federally recognized Native American tribe or tribal organization. Sponsors must submit a formal request (via mail or email) to the state conservationist for assistance within 60 days of the natural disaster occurrence or 60 days from the date when access to the sites become available. For more information, please contact your local NRCS office.

    “EWP provides immediate assistance to communities to mitigate potential hazards to life and property resulting from the fires and particularly the severe erosion and flooding that can occur after the fire,” Suarez said. “We can work with a local sponsor to help a damaged watershed so that lives and property are protected while preventing further devastation in the community.”

    In addition to EWP, Conservation Technical Assistance (CTA) is another valuable service that NRCS can provide following a wildfire. NRCS technical assistance can help fire victims with planning cost-effective post fire restoration practices.

    More Information

    On farmers.gov, the Disaster Assistance Discovery Tool, Disaster Assistance-at-a-Glance fact sheet, and Farm Loan Discovery Tool can help producers and landowners determine program or loan options. For assistance with a crop insurance claim, producers and landowners should contact their crop insurance agent. For FSA and NRCS programs, they should contact their local USDA Service Center.

  • USDA’s Risk Management Agency Amends Potato Crop Insurance Options

    The U.S. Department of Agriculture (USDA) announced on May 4th that its Risk Management Agency (RMA) is modifying four Northern Potato Crop Insurance Policy optional endorsements. The options are available to producers who choose to purchase additional coverage on top of their multi-peril crop insurance policy. The changes specify that the premium only applies to planted acreage and is no longer charged on acreage prevented from planting. The changes will be effective for the 2022 and succeeding crop years.

    RMA Acting Administrator Richard Flournoy

    “Producers will benefit from this change since the premium will only be due for years when the crop is planted, which will make the additional coverage more affordable in years when the crop is prevented from planting,” said RMA Acting Administrator Richard Flournoy.

    The modifications are applicable to the Quality Endorsement, Processing Quality Endorsement, Certified Seed Endorsement and the Storage Coverage Endorsement. Currently, insured operations are charged a premium if they elect the optional endorsements by the sales closing date, regardless if the acreage was prevented from planting or not.

    For example, the Storage Coverage Endorsement extends crop insurance coverage for potatoes that have been harvested and are in storage. Acreage prevented from planting would not need coverage that is specifically designed for a final harvested crop. Previously the acreage was still charged a premium.

    The changes are a result of RMA’s outreach to potato commodity groups and the crop insurance industry. With these changes, producers will see their premium reduced during years when there are prevented planting losses and an offsetting increase in years without those losses, which enhances the overall financial stability provided by insurance.

    Crop insurance is sold and delivered solely through private crop insurance agents. A list of crop insurance agents is available online using the RMA Agent Locator. Learn more about crop insurance and the modern farm safety net at rma.usda.gov.

    USDA touches the lives of all Americans each day in so many positive ways. In the Biden Administration, USDA is transforming America’s food system with a greater focus on more resilient local and regional food production, fairer markets for all producers, ensuring access to healthy and nutritious food in all communities, building new markets and streams of income for farmers and producers using climate smart food and forestry practices, making historic investments in infrastructure and clean energy capabilities in rural America, and committing to equity across the Department by removing systemic barriers and building a workforce more representative of America. To learn more, visit www.usda.gov.

  • CAWG Explains New Smoke Exposed Wine Grape Research & Grower Assistance

    Over the last few years, many western wine grape growers have had issues around harvest with wildfires, and some have even had their grapes rejected by the wineries due to the smoke exposure from these relentless fires.  Many of these growers were even under contract.  This regular wildfire pattern does not appear to be changing anytime soon, and there is very limited information on smoke taint in grapes, and at what point a crop merits rejection.  That is why the industry has received some funding to conduct more research in this field of study and previously impacted growers now have the opportunity to recoup some of their losses through the USDA Farm Service Agency.  Watch this interview with John Aguirre, President of the California Association of Winegrape Growers as he explains and read more in the September issue of American Vineyard Magazine.

    Please thank our sponsor Duarte Nursery for their industry support and attend their upcoming Grapevine Clonal Field Days.  Learn more HERE.

  • USDA Providing $8.89 Million for Risk Management Education

    Applications Now Being Accepted

    The U.S. Department of Agriculture’s (USDA) Risk Management Agency (RMA) today announced the availability of $8.89 million for risk management education and training programs. The funding will allow organizations such as universities, county cooperative extension offices, and nonprofit organizations to develop training and educational tools to help farmers and ranchers learn how to effectively manage long-term risks and challenges.

    Interested organizations may apply by submitting documentation required as part of the Risk Management Education Partnerships Request for Applications (RFA). The applications are then reviewed, and awardees enter into cooperative agreements that are managed by RMA’s Risk Management Education Division.

    “Risk Management Education helps ensure that farmers and ranchers know and understand what tools are available to them and how to plan for unknown weather and financial situations. We work with private organizations to help us reach a wide range of producers, and connect them with resources from RMA, as well as from our partner agencies within USDA’s Farm Production and Conservation mission area, the Farm Service Agency and Natural Resources Conservation Service,” said RMA Administrator Martin Barbre.

    Agriculture is an inherently risky business. The farm safety net provides producers and owners various methods to mitigate production and revenue risks and helps to maintain a healthy rural economy.

    Available funding includes $4.73 million for the Crop Insurance Education in Targeted States Program for crop insurance education programs where there is a low level of Federal crop insurance participation and availability. The targeted states are Alaska, Connecticut, Delaware, Hawaii, Maine, Maryland, Massachusetts, Nevada, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Utah, Vermont, West Virginia, and Wyoming.

    Additionally, $4.16 million in funding is available for the Risk Management Education Partnership Program, which provides funding for the development of general nationwide crop insurance education as well as other risk management training programs for producers.

    A broad range of risk management training activities are eligible for funding consideration under these programs, including training on Federal crop insurance options, risk analysis, and changes to the crop insurance program. Partners also can train farmers at all levels on risk management options that help secure local food systems and strengthen rural communities.

    Information about how to apply to these programs is available at Grants.gov (www.grants.gov). For information about the Risk Management Partnership program, search by catalog of federal domestic assistance (CFDA) for 10.460 and information on the Crop Insurance Education in Targeted States can be found by searching for 10.458.

    Applications for both programs are due by 5:00 p.m. EDT on July 30, 2018. All applications must be submitted electronically through the Results Verification System website (rvs.umn.edu) and received by the deadline.

    For the 2017 crop year the Federal crop insurance program insured 311.4 million acres, with 1.12 million policies and $106 billion worth of coverage as of May 4, 2018.

    RMA works with private partners to assist producers, especially limited resource, socially disadvantaged and other traditionally underserved farmers and ranchers, in effectively managing long-term risks and challenges. For more information about RMA, its programs, or to volunteer to serve as a reviewer, visit www.rma.usda.gov.

  • Wildfires in Wine Country

    CAWGThe California Association of Winegrape Growers (CAWG) is saddened by the loss of lives, structures and property due to wildfires in Napa, Sonoma and Mendocino counties.

    We share our deepest sympathies with the thousands of people who have been and will be affected by this tragedy. We are grateful to the firefighters, first responders and community members who are helping to protect lives and property.

    “In the coming days, we will have a clearer picture of the extent of damage that has occurred to vineyards and wineries and the response needed to aid recovery,” CAWG President John Aguirre said. “Until then, our thoughts and prayers go to all of those impacted by this unfolding disaster and to the men and women who are bravely battling these fires.”

    CAWG will work with members of the California congressional delegation, key federal officials and other wine industry organizations to ensure adequate resources are provided for disaster response and recovery efforts.

    Below you will find resources for crop and property insurance claims, as well as simple ways you can lend a helping hand to those affected by the fires.

    Crop Insurance Claims

    If you have a Federal Crop Insurance Policy in place, there may be multiple reasons for calling in a notice of potential loss to your agent:

    • Direct Damage: If you have encountered direct damage to your vineyard, resulting in lost crop due to fire, you should immediately contact your crop insurance agent to report the loss. Direct damage, such as fire, to a crop is a covered cause of loss.
    • Smoke Taint: The smoke in the air can cause smoke taint rendering the affected crop a total loss, partial loss or possible quality loss. If you suspect that smoke taint may become a reality in your vineyard, again, you should notify your crop insurance agent immediately to report the potential damage. Smoke taint can be a covered cause of loss, however there are certain conditions that must be met in order for a claim to be viable. Click here to learn more about what to do in the case of potential damage from smoke taint.
    • Inability to Harvest: If you are precluded from being able to harvest your crop, due to wildfire inhibiting your access to your vineyard; you could have a potential cause of loss. While rare, this could very well be the case for some who may not be able to reach their vineyard for some period of time. If you are unable to access your vineyard, it is best that you reach out to your crop insurance agent to notify them of the situation.

    Keep in mind, crop insurance only covers the crop, not the vines. Even if you have the slightest possibility of damage, you should contact your agent immediately. Also, remember that a payable claim is ultimately dependent on your insurable acreage, average yields, coverage levels, prices per ton and guarantees of the policy.

    > How to file a Federal Crop Insurance Claim – Do’s and Don’ts

    To find out more, or if we can help direct you to a preferred insurance provider,

    please contact the CAWG office at 916.379.8995.

    Property Loss Claims

    After a loss has occurred, you will be facing many problems you probably have not confronted before. It may be helpful to keep the following in mind:

    • Contact Your Insurance Agent Or Insurance Company As Soon As Possible- Your insurance agent will gather the information necessary to file a claim with your insurance company on your behalf. If you do not have an insurance agent, contact your insurance company.
    • Protect Property From Further Damage: When it is possible and safe to do so- prevent further damage to your property by covering broken windows, damaged roofs and walls. Save receipts for supplies and materials you purchase. Your insurance company will reimburse you for reasonable expenses in making temporary repairs. If your business or home has sustained extensive damage, please do not go back inside until cleared to do so by emergency personnel.
    • Take Photos of the Damaged Property and Prepare an Inventory of Property Damaged
    • Business Income Coverage- If you have Business Income coverage, it may provide protection against certain financial losses that are sustained if your business is unable to operate due to a covered loss.
    • Loss of Use Coverage: Your Farm or Homeowner’s policy includes a limit for Loss of Use. This coverage is intended to assist with temporary housing and additional living expenses if you are unable to occupy your home after a covered loss. Make certain to retain all receipts for these expenses for remittance to your claims adjuster.

    How to help evacuees of fires…

    If you are searching for ways to assist those affected by the fires, here are some options to lend a helping hand:

    As always, please contact the CAWG office if there is any way we can be of assistance.